You, in fact. Since we deliver financial planning on a fee-for-service basis, we feel no pressure to seek out customers that fit a certain profile. Viviplan is for people of all ages and wealth levels. Our customers do share some common aims, however. They all want to be empowered, to set personal financial goals and have a plan to achieve them. They all want a trusted source to give them unbiased, professional feedback, and to have an ability to monitor and follow up as circumstances change.
There are some circumstances that are best addressed through a comprehensive in-person financial planning process. For example, planning around:
You can check out the resources below if you feel that your planning needs are outside the scope of this platform
Viviplan is designed with Canadians in mind. Tax, legal and investment rules and regulations differ greatly. We suggest that non-Canadian residents seek advice from financial planners in their country of residence. Canadian residents that are dual citizens have unique planning considerations that are outside the scope of this service
There are three options with different pricing. See our pricing page for more details
We are also developing a monthly membership option that will provide unlimited access to all planning modules and a steady stream of information and education on all things personal finance.
Check out our first blog post to see the inspiration and vision behind the company: blog.viviplan.com
It's a combination of the best minds in financial planning and technology. The financial planning braintrust is headed by Rona Birenbaum CFP, one of Canada's most experienced and respected fee-only financial planners. The technology and UI was developed by Seyon Vasantharajan, a talented Financial Engineering graduate of UofT.
Not at all. Financial planning takes a look at all your circumstances to ensure your finances (budgeting, cash flow management, borrowing, insurance, investing, tax planning, etc.) fit with your goals and lifestyle. Investment advice ensures that the marketable securities in your plan align with your financial planning goals.
No. In fact, you can't and this is an important distinction from other online financial planning services. This is a pure, product-free, financial planning service.
Over time, we will integrate a trusted resource referral service because we know that you need experts in a range of fields to execute on aspects of your financial plan.