Client had non-registered assets with one child on title for ease of transfer upon death, but client's Will also split assets evenly among the three children.
Intent was for overall estate to be split evenly but with the way it is set up one child makes out with more than their 'fair share' which could cause problems among the kids later on.
Planning recommendations included updating TFSA beneficiaries to the children so at death, each child received income tax & probate free estates.